Friday, December 9, 2011
Tuesday, November 29, 2011
Monday, November 7, 2011
The banks retreated and ran for the hills. No more debit card fees. All is now calm in the financial world and the people are happy once more. Bank Transfer or Move Your Money Day was a success!
Now what? The banks are gearing up for Round 2. Most consumers do not understand the banking business model for generating revenue. Fee collecting is usually a third or 33% of that business model for generating revenue. According to Shawn Gilfedder, Chairman of the New Jersey Credit Union League and President of the McGraw Hill FCU, “In order for banks to provide the level of physical convenience out in the market place, they (banks) have to drive fee revenue because it pays for most of what you see out on the street corner, today! Fees have become a large portion of their business.”
As customers of banks, you are paying for the convenience of having ATMs, advertisement, and hundreds of locations near you. In order for these conveniences to continue, banks will have to collect additional fees. Pay close attention to your normal fees the bank charges. With reform in interchange revenue created by the Dodd-Frank Act and the Durbin Amendment, there is less fee income for banks to generate. And now that millions of customers have moved their accounts, you are assured to see an increase in your normal banking fees in the coming months. CNN Money reported TD Bank had already announced it will charge a $9 fee for any withdrawal over the monthly six withdrawal limit for their saving account holders. This is just the beginning of the fee hikes and many other banks will follow suite, they will just do it quietly and you will notice the effects on your monthly statements.
As a consumer and credit union advocate, I am spreading the message and declaring the month of November as Bank Transfer Awareness Month. Bank Transfer Day was a great start but it will soon fade into the history books and out of the media’s eye. The Occupy movement is a powerful, unorganized vehicle which is made up of several intended targets to enhance the credit union movement. As a talk radio show host, I have a medium to keep the drive alive and I will focus on these targets to help grow credit union memberships across America.
I aim to keep the pressure on and continue the movement with Bank Transfer Awareness Month. For far too long, credit unions have been treated as the red-headed stepchildren of the financial industry. In 1998 it took a presidential signature to stop the Bank Bullies from restricting membership access to credit union. I am on a mission to enlighten those ages 6 to 70 on the benefits of being a member and I will not be happy until CUs have just as many members as banks have customers. Credit unions should not be the alternative. Credit Unions should be the norm.
Wednesday, November 2, 2011
Friday, October 28, 2011
Friday, October 21, 2011
Monday, October 17, 2011
Friday, October 7, 2011
Monday, October 3, 2011
Tuesday, September 20, 2011
Wednesday, August 24, 2011
Monday, August 15, 2011
Tim Porter is a Registered Financial Consultant, Financial Advisor and Insurance Consultant. He specializes in Income Maximization and Asset Protection. Tim has offices in Illinois and Florida.
I highly recommend the process because I am a client of his company.
Friday, August 5, 2011
Friday, July 29, 2011
Friday, July 22, 2011
Friday, July 15, 2011
Thursday, July 14, 2011
These additional locations will allow The Legally Steal Show to expand its message to the traditional as well as internet radio audience. The show will air weekly at 3 PM on Saturdays. Please tune in and show your support by calling me on the studio line at (727) 441-3000. I would love to hear from you and your message to share with the world. Our original format on BlogTalkRadio will always be faithful. We are worldwide on bit.ly/LSSradio and can be heard live on Saturdays at 10 AM.
Friday, June 24, 2011
|Photo by D'Ann White|
Friday, May 27, 2011
Author, radio show host (http://bit.ly/LSSradio), and 19-year auto-industry veteran signs a book purchase and relationship agreement with a Tampa-based federal credit union after writing a book to help members negotiate purchasing a vehicle.
S.E. Day is an auto industry insider, expert negotiator, talk show host, automotive journalist, and professional speaker. Mr. Day has been featured on national television, radio shows, and in many articles and has fastly become an industry expert on vehicle purchasing and negotiating.
The Legally Steal Show™ is a talk format venue to help consumers equalize the playing field by giving insight on issues that most to the consumers’ wallets. The internet show and the local show air on Saturdays at 10 am E/T on BlogTalkRadio at http://bit.ly/LSSradio. Interested in getting the book for your credit union, please contact 819-379-7248.
Saturday, April 2, 2011
Tom Hammond is the EVP of Agency operations. Prior to BOLT, Tom was with The Hartford Property and Casualty Company for over 23 years. His experience ranged from development and direction of Direct Response Marketing, Operational Management, and P&C strategy. Tom was General Manager of the west coast service center operation with over 500 staff members in the operation. More recently, he was managing Hartford Customer Contact Center strategies and JD Power certification programs. Tom has an MBA and a BS Degree in Information Management from San Diego State.
Friday, March 4, 2011
Insurance Advisor to American Express OPEN
Brian is responsible for strategic business development with small business opportunities including revenue growth through: partnerships with Business Bankers, centers of influence, mergers and acquisitions, government contracts, non traditional – non-recurring deployment of insurance capital, and deployment of alternative insurance
His responsibilities include new business development and production as well as client executive assignments. He has served in the insurance field for over 20 years.
Prior to advising on insurance matters and programs, Brian held a variety of positions in the insurance industry to include risk control/prevention consulting, safety counseling, management, and sales development. Lastly, Brian served with the U.S. Army Reserves for 14 years, retiring in 1999 with rank of Captain. His military specialties included Ordnance and Chemical operations.
Brian earned a Bachelor of Science in Biology from Eastern Michigan University.
In 1997 he obtained the Associate in Risk Management designation, in 2001 the Certified Safety Professional designation, and in 2005 the Certified Insurance Counselor designation.
Brian is professionally affiliated with the National Defense Industrial Association, the Association of Corporate Growth, and the Armed Forces Communications and Electronics Association.
Friday, February 25, 2011
Friday, February 18, 2011
Wednesday, February 9, 2011
Monday, January 31, 2011
Saturday, January 1, 2011
|Manicurist to millionaire Sharmen Lane is a widely recognized four- time author, motivational speaker, life coach and radio host (Now to Wow on 1230am WBLQ).|